Five UK credit card issuers - Barclaycard, Capital One, GE Money, HBoS and MBNA - will begin sharing 'behavioural data' on their customers' accounts from December.
Currently, shared credit card details include the customer's balance, credit limit and whether payments are up to date.
The new data will include the amount of their last payment checked against minimum payment amounts, as well as changes to credit limits and withdrawal limits, and whether the customer is signed up to any promotional deals.
The move is intended to identify and assist people who may be slipping into financial trouble, according to UK payments association Apacs.
But the information, which will be shared via credit reference agencies such as Experian, is also expected to offer firms more visibility into how customers use their credit cards, so that they can lend accordingly.
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